Everything in this life is given to us by God as a stewardship. We are first caused to be evil stewards before we are judged and made into good stewards.
In the beginning God gave man the charge to subdue all that was in the earth and he also gave a command about how he was to conduct himself while subduing the earth.
Gen 1:28 Then God blessed them, and God said to them, “Be fruitful and multiply; fill the earth and subdue it; have dominion over the fish of the sea, over the birds of the air, and over every living thing that moves on the earth.”
This is part 3, the last part.
See a list of all the studies in this series
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There is an incredible shadow of these spiritual truths regarding debt in our
world today. Let’s take the USA for example. Nearly every year since 1965
the US government has spent more money that it has revenue. This over
spending has been a problem for a long time, but it has gotten dramatically
worse in the past 10 years. In 2012 there was an approximate 1 trillion
dollar deficit. Simply stated the US spent 1 trillion more dollars that it made.
Source: Office of Management and Budget.
To put this into perspective, it would be like someone making $40,000 per
year spending nearly $60,000 per year, $20,000 more than they make, plus
having $272,000 worth of debt. Everyone is going to have bad times when
you need to dip into savings, but the US has no savings. The current debt is
nearly 17 trillion dollars.
Japan’s debt is so bad that they spend 50% of all government revenue on
debt service. This would be like the person making $40,000 paying $20,000
on credit card interest payments. Japan has 1 quadrillion yen of debt.
One of the reasons that debt among countries has gotten so out of control is
that there is no asset backing their currency. For example, “In 1971,
President Richard Nixon unilaterally ordered the cancellation of the direct
convertibility of the United States dollar to gold. This act was known as
the Nixon Shock1.” The dollar is no longer an asset. It only has value as long
as people agree that it has value and agree to accept it in exchange for
goods and services.
Now that there is no asset backing the dollar, the Federal Reserve can create
money out of thin air whenever they want. Currently they add 85 billion
every month. This makes all of the dollars in the world worth less and less
over time. Adding $1 to the US money supply actually creates up to $10,
because we have a fractional reserve banking system. If a bank gets one
million dollars from the Fed, they can loan out ten million dollars or more.
This causes artificial growth in the economy and rapidly increases the total
debt in the market.
This debt game works as long as the interest on the debt can be paid and
others are willing to loan more money. This is like a person that has lots of
credit card debt, a large personal loan, and a good job. As long as they can
make the payments and don’t max out their credit cards everything on the
surface seems fine. However, what if they lose their job, make less money
one year, or max out their credit cards? It happens to people every day
and they go bankrupt and lose everything.
We will reap what we sow. If we consistently spend more than we make and
continually borrow money, it will eventually catch up to us. If we think of
ourselves more highly than we ought spiritually, it will eventually catch up
with us. God will humble everyone in due time and teach us to live within
our means and accurately assess the faith he has given to each us.
No one can escape reaping what they sow. God will eventually cause the evil
to bear fruit. We do not know when God will manifest this fruit within any
particular person or Government. Just don’t be surprised if the country that
you reside goes through a serious economic crisis because of their bad
stewardship that God has caused.
Types and Shadows in the Old Testament
Everything in the Old Testament was written as a shadow of what would
come upon God’s people when they are judged in the spirit.
1Co 10:11 Now all these things happened to them as examples, and they
were written for our admonition, upon whom the ends of the ages have
If God is dealing with us we are going through judgment now.
1Pe 4:17 NKJV For the time has come for judgment to begin at the house of
God; and if it begins with us first, what will be the end of those who do not
obey the gospel of God?
This judgment is described as the “ends of the ages”.
Mat 13:39 YLT and the enemy who sowed them is the devil, and the harvest
is a full end of the age, and the reapers are messengers.
Mat 13:40 YLT As then, the darnel is gathered up, and is burned with fire,
so shall it be in the full end of THIS age,
The end of this current evil age is the beginning of judgment. It’s when
the fire of God’s word begins to consume us.
Jer 23:29 KJV Is not my word like as a fire? saith the LORD; and like a
hammer that breaketh the rock in pieces?
Jer 5:14 KJV Wherefore thus saith the LORD God of hosts, Because ye
speak this word, behold, I will make my words in thy mouth fire, and
this people wood, and it shall devour them.
Now that we know this fire is not “eternal” we can see that this fire is
actually what saves us.
(Mat 13:49 YLT) so shall it be in the full end of the age, the messengers
shall come forth and separate the evil out of the midst of the righteous,
(Mat 13:50 YLT) and shall cast them to the furnace of the fire, there shall
be the weeping and the gnashing of the teeth.’
1Co 3:15 If anyone’s work is burned, he will suffer loss; but he himself will
be saved, yet so as through fire.
Read this study for more on the ages:
In the book of Exodus we find Israel in slavery in Egypt crying out for
deliverance. The Lord says that he will deliver them from their bondage and
he will be their God and they will be his people.
Exo 6:6 Therefore say to the children of Israel: ‘I am the LORD; I will
bring you out from under the burdens of the Egyptians, I will rescue
you from their bondage, and I will redeem you with an outstretched
arm and with great judgments.
Exo 6:7 I will take you as My people, and I will be your God. Then you shall
know that I am the LORD your God who brings you out from under the
burdens of the Egyptians.
Exo 6:8 And I will bring you into the land which I swore to give to
Abraham, Isaac, and Jacob; and I will give it to you as a heritage: I am the
The Lord made it quite clear how Israel was to behave and be His people. In
Exodus 20 He gives them the 10 commandments.
Exo 20:2 “I am the LORD your God, who brought you out of the land of
Egypt, out of the house of bondage.
Exo 20:3 “You shall have no other gods before Me.
Exo 20:4 “You shall not make for yourself a carved image—any likeness of
anything that is in heaven above, or that is in the earth beneath, or that is in
the water under the earth;
Exo 20:5 you shall not bow down to them nor serve them. For I, the LORD
your God, am a jealous God, visiting the iniquity of the fathers upon the
children to the third and fourth generations of those who hate Me,
Exo 20:6 but showing mercy to thousands, to those who love Me and keep
Just twelve chapters later in Exodus they violate this command.
Exo 32:1 Now when the people saw that Moses delayed coming down
from the mountain, the people gathered together to Aaron, and said to him,
“Come, make us gods that shall go before us; for as for this Moses, the man
who brought us up out of the land of Egypt, we do not know what has
become of him.”
Exo 32:2 And Aaron said to them, “Break off the golden earrings which are
in the ears of your wives, your sons, and your daughters, and bring them to
Exo 32:3 So all the people broke off the golden earrings which were in their
ears, and brought them to Aaron.
Exo 32:4 And he received the gold from their hand, and he fashioned it
with an engraving tool, and made a molded calf. Then they said, “This is
your god, O Israel, that brought you out of the land of Egypt!”
Exo 32:5 So when Aaron saw it, he built an altar before it. And Aaron made
a proclamation and said, “Tomorrow is a feast to the LORD.”
Exo 32:6 Then they rose early on the next day, offered burnt offerings, and
brought peace offerings; and the people sat down to eat and drink, and rose
up to play.
Exo 32:7 And the LORD said to Moses, “Go, get down! For your people
whom you brought out of the land of Egypt have corrupted themselves.
Exo 32:8 They have turned aside quickly out of the way which I
commanded them. They have made themselves a molded calf, and
worshiped it and sacrificed to it, and said, ‘This is your god, O Israel, that
brought you out of the land of Egypt!’ ”
Exo 32:9 And the LORD said to Moses, “I have seen this people, and
indeed it is a stiff-necked people!
Exo 32:10 Now therefore, let Me alone, that My wrath may burn hot
against them and I may consume them. And I will make of you a great
This is exactly what we do in our own lives. Being in bondage in Egypt is a
shadow of us being in slave to sin. We cry out for deliverance and then
become unjust stewards with the freedom God has given to us. It is the Lord
that causes this rebellion.
Isa 63:17 NKJV O LORD, why have You made us stray from Your ways, And
hardened our heart from Your fear? Return for Your servants’ sake, The
tribes of Your inheritance.
Here is yet another example in the book of Jeremiah.
Jer 19:2 NKJV And go out to the Valley of the Son of Hinnom, which is by
the entry of the Potsherd Gate; and proclaim there the words that I will tell
Jer 19:3 and say, ‘Hear the word of the LORD, O kings of Judah and
inhabitants of Jerusalem. Thus says the LORD of hosts, the God of Israel:
“Behold, I will bring such a catastrophe on this place, that whoever hears of
it, his ears will tingle.
Jer 19:4 “Because they have forsaken Me and made this an alien place,
because they have burned incense in it to other gods whom neither they,
their fathers, nor the kings of Judah have known, and have filled this place
with the blood of the innocents
Jer 19:5 (they have also built the high places of Baal, to burn their sons
with fire for burnt offerings to Baal, which I did not command or speak, nor
did it come into My mind),
Jer 19:6 therefore behold, the days are coming,” says the LORD, “that this
place shall no more be called Tophet or the Valley of the Son of Hinnom,
but the Valley of Slaughter.
Jer 19:7 And I will make void the counsel of Judah and Jerusalem in this
place, and I will cause them to fall by the sword before their enemies and by
the hands of those who seek their lives; their corpses I will give as meat for
the birds of the heaven and for the beasts of the earth.
Through this rebellion we are shown our sin and then chastened to forsake evil.
Jer 2:19 Your own wickedness will correct you, And your backslidings will
rebuke you. Know therefore and see that it is an evil and bitter thing that
you have forsaken the LORD your God, And the fear of Me is not in you,”
Says the Lord GOD of hosts.
Jer 2:20 “For of old I have broken your yoke and burst your bonds; And you
said, ‘I will not transgress,’ When on every high hill and under every green
tree You lay down, playing the harlot.
Tit 2:11 For the grace of God that brings salvation has appeared to all men,
Tit 2:12 teaching us that, denying ungodliness and worldly lusts, we should
live soberly, righteously, and godly in the present age,
Tit 2:13 looking for the blessed hope and glorious appearing of our great
God and Savior Jesus Christ,
Tit 2:14 who gave Himself for us, that He might redeem us from every
lawless deed and purify for Himself His own special people, zealous for good
I hope and pray that the Lord will use this study to teach you to become a good steward of all you have, both physically and spiritually.